Vodia Capital offers a comprehensive, holistic service model for our private clients that encompasses asset management, financial planning and tax strategy. In all areas of service, we provide clients with truly independent advice, primary in-house research, and guidance grounded in decades of experience and academic research.
As a boutique firm, we offer individual attention to our clients on a daily basis. Many of our clients find great value in having access to a team that has personal knowledge of their financial needs.
As a fee-only advisor, none of our fees are derived from commissions on trades, nor are they directed to us from the investment products we use. This structure enables us to provide objective advice and provide complete transparency. Further, we do not purchase mutual funds or other instruments that dilute investor returns with excess fees or opaque trading strategies.
We assess each client’s specific needs and goals to build a custom portfolio comprised of direct investments in the equity and fixed income markets. We first determine the optimal mix of equities and fixed income to maximize returns at each client’s acceptable level of risk. We then conduct on-going asset screens based on fundamental analysis and risk measures. This strategy has successfully enabled us to maintain asset growth while limiting downside movement during volatile markets.
Financial planning is a complementary service we provide for our asset management clients. We use proprietary models to address the myriad situations a family or individual may face in their lifetime. From immediate concerns such as the cost of funding a child’s education, to more academic questions regarding the use of nominal versus real dollars, we bring rigor and sophisticated insights to our scenario planning. Our process incorporates numerous financial variables to generate projections and establish goals.
Planning and investing is not complete unless it is analyzed within the context of tax burdens. With marginal tax rates as high as 39.6% at the Federal level, a concise tax strategy combined with tax-advantaged investing can reap tremendous gains during a client’s lifetime. As a CPA with 20 years of tax experience, David B. Matias is primarily responsible for our tax services. With this extensive in-house experience and carefully selected outside tax advisors for international taxation situations, we provide a one-stop solution for our clients irrespective of their current or future needs.
Devising and implementing an effective and successful financial plan involves numerous components. The use of trusts, for example, is no longer a strategy exclusively for those with extraordinary wealth. Trusts can play a critical role in ensuring a broad range of intended outcomes for families regardless of net worth. Some examples of trust objectives include caring for a family member with special needs, avoiding probate or ensuring proper distribution of assets. Whatever the intention, the use of trusts is critical for organizing and implementing a family’s plans over multiple generations.
At Vodia Capital, we’ve observed that trusts can often be drafted under the best intentions but fail to deliver results because of lack of coordination and follow up with the drafting attorney. This is very common and the results can be catastrophic. We have the depth of experience and client relationships to not only to ensure proper implementation but also to understand and communicate the nuances of a family’s circumstances. Such information is essential to ensuring plans are implemented in accordance with the intentions.
The Vodia Capital investment team conducts rigorous research to evaluate potential investments and stay abreast of industry developments. We have found many of our clients are interested in finance education, both as it relates to their portfolio holdings and broader investment themes. To that end, we make research notes, reports and thought leadership pieces available exclusively to our clients.